The amazing savings you get through our UW Cashback Card is available to existing customers only. Want to join? You can find out how here.

There is a one off application fee of £5 per account and an on-going monthly management fee of £2 per account. Further details of all applicable fees and charges are outlined here.

Use your card at one of our many participating retailers and you can earn up to 10% cashback. You can find a complete list of which stores you can earn cashback at here.

You can also earn 1% for spends on your card if you have at least 1 Service with UW, and do not have an outstanding balance owed to UW. The 1% cashback benefit is subject to our Terms & Conditions, which set out the exceptions and limits.

We’ll add the total cashback amount you earned as a credit directly to your UW bill. You’ll be able to see exactly how much you’ve saved, month by month, with just your everyday shopping.

Many of our customers have several cards to increase the opportunity to save on their utility bill. Just log into your online account to add additional cardholders.

Absolutely! We want to make saving as easy as possible which is why we’ve chosen the list of selected high street retailers we have. Meaning you can earn cashback on any major DIY projects you planned for your home. Savings that definitely add up!

In order to receive the 1% cashback on purchases you make on the card you need to have at least one eligible service at the time of billing: energy, mobile, broadband or insurance. And ensure that your account is in good standing and is not engaged in debt collection proceedings with UW.

We want you to enjoy your far-flung holidays, and they’ll be even better when you know you’re saving on your utility bills by using your Cashback Card abroad. UW will refund all foreign exchange fees you’re charged when using your Cashback Card straight back to your account. Meaning that lovely, sun soaked paella or parasailing trip can both save you money on your UW bill.

You’ll find the amount of cashback that you’ve earned through your spending directly on your UW bill. It will show up as a credit, taking the total value directly off of your utility bill.

The UW Cashback Card is issued by PSI-Pay Ltd pursuant to a license by Mastercard® International Incorporated. PSI-Pay Ltd is regulated by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 (FCA register number 900011) for the issuing of electronic money. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Our Cashback Card provider PSI-Pay Ltd is an authorised e-money institution. e-money is not subject to Financial Services Compensation Scheme protection in the way bank deposits are, but it is subject to "safeguarding" requirements. In the unlikely event of insolvency, this means there will be a pool of funds from which Cashback Card customers would be repaid (subject to certain deductions for associated insolvency costs).

Use your Cashback Insights to look at how much you’ve saved and where your cashback comes from to see how you can maximise money off your bill.

Please check that you’ve installed the latest version of the UW app.

Instantly! As soon as you spend, your estimated earnings will be added to your Insights totals.

No problem – you can download it here, and start using it straight away to see all your insights!